1. Introduction
Welcome to America Finances ("we," "us," or "our"). By accessing or using our website, you agree to these Terms of Service ("Terms"). Please read them carefully.
2. Service Description
America Finances is an equipment financing platform that connects businesses with licensed lenders and financing providers in the United States. We facilitate equipment financing solutions but are not a direct lender. Our platform helps match businesses with appropriate financing options for their equipment needs.
3. User Agreement
By using our service, you:
- Must be at least 18 years old
- Agree to provide accurate, current, and complete information
- Are responsible for maintaining the confidentiality of your information
- Understand we are not a direct lender
- Consent to being contacted by financing professionals
4. Information Collection and Use
4.1 Business Information
We collect information to:
- Connect you with equipment financing providers
- Process your financing applications
- Improve our services
- Comply with legal requirements
4.2 Data Privacy
All information is collected and processed in accordance with US federal and state privacy laws. See our Privacy Policy for details.
5. Financing Services
5.1 For Businesses
- We forward your information to licensed financing providers
- You may receive contact from multiple lenders
- We do not guarantee financing approval or rates
- Response times may vary
5.2 For Financing Partners
- Leads are provided on an as-is basis
- No guarantee of conversion is made
- Invalid leads will be replaced as per agreement
- Payment terms are specified in individual service agreements
11. Contact Information
For questions about these Terms:
- Email: support@americafinances.com
- Phone: 1-888-609-1337
12. Governing Law
These Terms are governed by applicable United States federal laws and state laws.