1. Introduction
America Finances ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and equipment financing services.
2. Information We Collect
2.1 Personal Information
We collect:
- Name and contact information
- Business information and history
- Equipment financing requirements
- Financial information and credit history
- Business revenue and employee count
- Equipment details and specifications
- Bank statements and financial documents
2.2 Automatically Collected Information
We collect:
- IP address
- Browser type
- Device information
- Usage patterns
- Cookies and similar technologies
3. How We Use Your Information
We use your information to:
- Connect you with equipment financing lenders
- Process your financing applications
- Improve our services
- Send relevant communications
- Comply with legal obligations
- Prevent fraud and abuse
4. Information Sharing
4.1 We Share Information With:
- Licensed financing partners and lenders
- Service providers and partners
- Legal and regulatory authorities when required
4.2 We Do Not:
- Sell personal information
- Share information with unauthorized third parties
- Use information for purposes other than specified
5. Data Protection and Security
We protect your information through:
- Encryption protocols
- Secure servers
- Access controls
- Regular security assessments
- Employee training
6. Your Rights Under PIPEDA
You have the right to:
- Access your personal information
- Correct inaccurate information
- Withdraw consent
- File a complaint with the Privacy Commissioner
- Know how your information is used
15. Marketing Communications
You can opt-out of marketing communications at any time by:
- Following unsubscribe instructions in emails
- Contacting our Privacy Officer
- Updating your preferences in your account
Contact Us
For privacy-related inquiries:
- Email: privacy@americafinances.com